Question 1

What is the Home Accessibility Tax Credit (HATC)?

Accepted Answer

The HATC is a federal non-refundable tax credit that reduces the tax you owe. For 2026 it is 14% of up to $20,000 in eligible home accessibility expenses a year, a credit of up to $2,800. It is for people 65+ or eligible for the Disability Tax Credit, and the home must be owned by the qualifying person or an eligible family member who lives with them.

Question 2

How much can I save on home renovations in Ottawa?

Accepted Answer

It depends on which programs you qualify for. For 2026, the Home Accessibility Tax Credit may reduce your tax by up to $2,800. In Ottawa, Ontario Renovates offers eligible homeowners up to $20,000 (a forgivable loan of up to $15,000 plus a grant of up to $5,000 for accessibility work). HVMP may provide up to $15,000 lifetime for home modifications, subject to program approval. The calculator shows which may apply and marks anything it cannot check as to be confirmed.

Question 3

What grants are available for home renovations in Ottawa?

Accepted Answer

The main programs include Ontario Renovates (up to $20,000 in a forgivable loan plus grant, if eligible), HVMP (up to $15,000 lifetime), the Assistive Devices Program for mobility equipment, the Home Accessibility Tax Credit (up to $2,800 for 2026), the Medical Expense Tax Credit, and the refundable Multigenerational Home Renovation Tax Credit (up to $7,000 for 2026).

See which grants and tax credits could apply

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