Renovation Financing Calculator
What would your renovation really cost per month?
See the real monthly cost of making your home accessible — after government grants are applied. No sign-up. No pressure. Just clarity.
Grants and tax credits can cover part of the cost of accessibility work. For example, the Home Accessibility Tax Credit can reduce federal tax by up to $2,800 (2026), and Ontario Renovates offers up to $20,000 in grants and forgivable loans to income-eligible Ottawa households with a senior or a person with a disability. Try our Savings Calculator for a personalized estimate.
Estimated Monthly Payment
$113.55
per month for 10 years at 6.5%
Financed Amount
$10,000
Total Interest
$3,626
Total Cost of Loan
$13,626
This estimate is for illustration only and does not represent a loan offer. Actual rates and grant amounts depend on your situation. Still at Home's team helps you navigate every grant you qualify for — at no extra cost to you.
Not sure where to start?
Our team walks you through the real cost of your project — including which grants apply — so you know exactly what you're financing. No surprises, no obligation.