Government Grants & Tax Credits

Up to $48,000 in funding —
and we navigate every application for you.

Federal and provincial programs can cover 20–40% of your home renovation costs. The challenge is knowing which ones you qualify for, when to apply, and how to stack them. That's where we come in.

Available Programs

Programs you may qualify for

Federal

Home Accessibility Tax Credit (HATC)

Up to $3,000 tax credit

15% of up to $20,000 in eligible expenses

Who qualifies: Canadians 65+ or persons eligible for the Disability Tax Credit. Available to homeowners and renters.

Official program details
Federal

Multigenerational Home Renovation Tax Credit (MHRTC)

Up to $7,500 tax credit

15% of up to $50,000 in eligible expenses

Who qualifies: Creating a secondary suite for a senior (65+) or adult with a disability in a family member's home.

Official program details
Provincial

Ontario Renovates

Up to $15,000

Grant or forgivable loan for eligible renovations

Who qualifies: Low-to-moderate income homeowners in Ontario. Income thresholds vary by household size and region.

Official program details
Provincial

Home and Vehicle Modification Program (HVMP)

Up to $15,000

Grant for accessibility modifications

Who qualifies: Significant mobility impairment. Household income under $60,000. Requires an Occupational Therapy assessment.

Official program details
Provincial

Assistive Devices Program (ADP)

Up to 75% of approved device cost

Covers mobility aids and home accessibility devices

Who qualifies: Long-term physical disabilities. Requires OT authorization. Covers items like stair lifts, ceiling lifts, and bath lifts.

Official program details

How We Help

We handle the paperwork.
You keep the savings.

01

We identify your eligibility

During your free home assessment, we review your situation against every available federal and provincial program. Age, income, disability status, project scope — we check it all.

02

We prepare and submit applications

Grant applications require specific documentation, timelines, and professional assessments. We prepare everything, coordinate OT evaluations when needed, and submit on your behalf.

03

We maximize your total savings

We stack programs strategically — grants first to reduce out-of-pocket cost, then tax credits on the remainder. Clients typically save 20–40% on total project costs.

See your estimated savings in 2 minutes

Our free Savings Calculator cross-references your age, income, project type, and location against every available program \u2014 and shows you exactly what you may qualify for.

Try the Savings Calculator

Frequently asked questions

What government grants are available for home renovations in Ontario in 2026?+
Ontario homeowners may qualify for the Home Accessibility Tax Credit (HATC), the Multigenerational Home Renovation Tax Credit (MHRTC), Ontario Renovates grants, the Home and Vehicle Modification Program (HVMP), the Assistive Devices Program (ADP), and various energy rebates. Combined, these can save up to $48,000.
Can I combine multiple grants for one renovation project?+
Yes, most programs can be stacked. For example, you can receive an Ontario Renovates grant and claim the HATC tax credit on the same project. However, grant amounts are capped at total project cost, and some tax credits (like HATC and METC) have mutual exclusivity rules. Still at Home navigates the optimal combination for every client.
Do I need to apply for grants before starting my renovation?+
For grant programs like Ontario Renovates and HVMP, yes — you must be approved before work begins. Tax credits like HATC and MHRTC are claimed on your annual tax return after the work is completed. Still at Home manages the timing and applications so you never miss a deadline.
How does Still at Home help with grant applications?+
We handle the entire process: identifying which programs you qualify for, preparing documentation, submitting applications, coordinating required assessments (like OT evaluations for HVMP), and ensuring your renovation meets program requirements. Grant navigation is included in our managed service at no additional cost.
Who qualifies for the Home Accessibility Tax Credit (HATC)?+
The HATC is available to Canadian residents who are 65 or older by the end of the tax year, or who are eligible for the Disability Tax Credit. Both homeowners and renters can claim it. Eligible expenses include grab bars, walk-in showers, ramps, door widening, and other accessibility modifications.

Not sure what you qualify for?

Book a free home assessment. We'll review your eligibility for every available grant and tax credit — and handle the applications from start to finish.