Grants and tax credits can cover part of the cost of accessibility work,
and we guide you through every application.

The main programs for Ottawa homeowners are the federal Home Accessibility Tax Credit (HATC), Multigenerational Home Renovation Tax Credit (MHRTC), and Medical Expense Tax Credit (METC); the provincial Ontario Renovates, Home and Vehicle Modification Program (HVMP), and Assistive Devices Program (ADP); and the federal Veterans Independence Program (VIP) for veterans. Amounts vary by program: the HATC can reduce federal tax by up to $2,800 for 2026 (14% of up to $20,000 in eligible expenses), Ontario Renovates offers up to $20,000 to income-eligible households with a senior or a person with a disability, and HVMP provides up to $15,000 lifetime for a mobility-related disability. Our stacking guide shows how they combine.

Yes, for different parts of a project. Federal tax credits are not reduced by provincial grants or forgivable loans, so you can receive Ontario Renovates funding and still claim the Home Accessibility Tax Credit. The limits: one expense can't be paid twice by two programs, HVMP pays only after other available funding, and from the 2026 tax year an expense claimed under the Medical Expense Tax Credit can't also be claimed under the Home Accessibility Tax Credit. We map each part of your project to the right program. See the stacking guide at /grants/stacking-guide.

For grant programs like Ontario Renovates, HVMP, and VIP, yes. You must be approved in writing before work begins or the application is void. Tax credits like HATC, MHRTC, and METC are claimed on your annual tax return after the work is completed. Still at Home helps you plan the timing so you never miss a deadline.

We guide you through the whole process: we identify which programs you may qualify for, explain each application, and provide the documentation applications require from our own work, including assessment reports, quotes, and invoices. We also coordinate required assessments, like OT evaluations for HVMP. You or your family submit the applications, with everything you need ready at each step. Grant navigation is included in our managed service at no additional cost.

Canadians who are 65 or older at the end of the tax year, or eligible for the Disability Tax Credit. The home must be owned by that person or by an eligible family member who lives with them. Renters don't qualify. Eligible expenses include grab bars, walk-in showers, ramps, door widening and other permanent accessibility changes.